WSI™, A Wawanesa company, brings the same expert specialty commercial underwriting you trusted from Everest Insurance Company of Canada — now backed by Wawanesa Insurance's strength and stability as a Canadian-owned mutual insurer. We combine deep specialty insurance expertise with a relationship-led approach to help organizations navigate complex risks with confidence.
We work closely with brokers and clients to understand their unique needs and deliver tailored solutions backed by disciplined underwriting and deep expertise. WSI is committed to being trusted long-term partners in risk, today and for the future.
Our offering
- Participant Accident
- Employee Accident (24-hour AD&D and voluntary AD&D)
- Group Travel Accident and Out-of-Country Medical
- Occupational and Specialty Risk Accident
- RX Stop-Loss
- Capacity deployed across individual risks and program-based portfolios
Distribution capabilities
- Broker-led placements across individual and group risks
- Affinity and association partnerships for scaled distribution
- MGA and TPA relationships with delegated underwriting or administrative authority
- Optional fronting and administrative support to enable program distribution
Risk appetite
- Employer groups (small, mid and large)
- Associations and affinity groups
- Sports, leisure and participant-based risks
- Travel and mobile populations
- Specialty and non-traditional occupational risks
Fronted program
- Affinity or MGA program characteristics
- WSI provides administrative service and in some cases may provide capacity alongside
Claims & Support
Our professionals are dedicated to reducing your cost of risk while handling claims quickly and efficiently.
Claims & Support Frequently asked questions
What Accident & Health products does WSI offer?
WSI provides specialized Accident & Health solutions including Group Accident, Accidental Death & Dismemberment (AD&D), Travel Accident, Participant Accident, Volunteer Accident, Occupational Accident, and other custom accident-related coverages. Programs can be structured for employers, associations, affinity groups, educational institutions, sports organizations, membership groups, and other specialty markets.
What distribution partners does WSI work with?
WSI works with a broad range of distribution partners, including insurance brokers, MGAs, TPAs, third-party platforms, associations, affinity organizations, unions, alumni groups, professional organizations, membership groups, and other organizations seeking Accident & Health insurance solutions. We support a variety of program structures, including traditional broker placements, delegated authority arrangements, fronting opportunities, and white-labelled insurance programs, with a focus on building long-term, scalable partnerships.
Can WSI customize coverage for a specific group or organization?
Yes. WSI is a specialty insurer that builds solutions around the needs of individual groups rather than applying a one-size-fits-all product. Coverage, benefits, eligibility requirements, limits, and program structures can be tailored to reflect the unique characteristics, exposures, and objectives of a particular organization or membership base.
What size Accident & Health opportunities does WSI target?
WSI generally focuses on program-based Accident & Health opportunities with annual premium potential of approximately $100,000 or greater. Our appetite is centered on organizations and distribution partners seeking customized insurance solutions, long-term carrier relationships, and scalable growth opportunities.
